Blushing Noir

the enabler your mother warned you about

Fighting Lateness & Stress Head-on with Citi Simplicity & a Giveaway!

Photo by xRaven247Everything is always busy, busy. We’re short on time, we’re short on money. If there were some way to save both time and money and not have to exert yourself in any way, you’d do it, right? Right.

Citi offers the Citi Simplicity card, which is the ONLY card that never charges late fees, a penalty rate or an annual fee, ever. When you consider credit card late fees typically start at $15 and can be as high as $35 per missed payment late payment fees can really add up, causing stress. Oh, you don’t think stress can effect your beautiful self? Stress can lead to break outs, loss of beauty sleep, memory problems, anxiety, irritability (no one is beautiful when they’re irritable)… the list is endless. You certainly don’t want to put yourself through any of that (especially the breaking out part… ack).
I never used to be late, but now with a lot of commitments and projects on my plate in addition to my family (which always comes first) late is happening a lot more than I want it to. Since I’m already the late one, saving time is of the essence and I’ll take all the help I can get. With this card you also get the option of choosing your payment date. Every card needs to get on board with that. People wouldn’t forget their payment nearly as much if we had a standard date for knowing when our bills are due and let it coincide with when we get paid. If you get paid the 15th, awesome, because you can set up your payment to be due on the 16th or after. The choice is yours!
I show a lot of high-end beauty product on this blog, and I clearly have a handbag fetish. Financially, it’s just smart to know where the deals are and also the best ways to save money. Because of this one of my favorite features from Citi is the Citi Price Rewind, which searches retailers’ sites for lower prices when you buy and register an eligible item with your Citi credit card. Save your credit card receipt each time you shop. If Citi finds your item at least $25 lower than what you paid within 30 calendar days, you can get the difference in price back, up to $250. The average refund is $80. That feature seriously blows my mind. I’m horrible at sale shopping and looking for deals, and to have a card to do that for me is a dream come true.
There is also a convenient way to get deals with your Citi Simplicity card. Citi Easy Deals offers you access to great savings on over 200,000 offers – including gift cards, travel, brand name merchandise, restaurants, shops and more. This feature is accessible on your PC and also your mobile phone! All that jazz and you also get zero liability on unauthorized charges, no annual fee, no late fees and no penalty rate. Learn more at www.citi.com/simplicity 
How do you conquer lateness? I need your tips! Tell me in the comments below to enter yourself to win a 16GB tablet computer!! 
The Conquering Lateness Sweepstakes (“Sweepstakes”) is open to legal US Residents, age 18 or older. Void where prohibited. Sweepstakes ends 5pm (PST) on October 24, 2013. The Official Rules are available here. No purchase necessary.
 
Only two entries per participating blog per household; if the same or substantially similar comment (as determined by the Sponsor in its sole discretion) is posted twice, it may only count as one Entry. Eligible persons may enter this Promotion by taking any of the following actions, each of which counts as one entry:
1.     Leave a comment in response to the Promotion prompt on this post.
2.     Tweet (public message) about this Promotion, including exactly the following unique term in your tweet message: “#SweepstakesEntry”; and leave the URL to that Tweet in a comment on this post.
3.     Blog about this Promotion (including a disclosure that you have received a sweepstakes entry in exchange for blogging about this Promotion), and leave the URL to that post in a comment on this post.
4.     To enter without commenting, follow this link, and provide your email address and your response to the Promotion prompt.

 

Be sure to visit the Citi brand page on BlogHer.com where you can learn more about conquering lateness!

 

101 Comments / Filled Under: Blushing Noir, contest, Shopping, Sponsored Post

Comments

  11. Carolina Dhabolt says

    I like to conquer lateness by setting up reminders, I have a terrible memory so I also like to get things ready the day before or even sooner depending on the event 🙂

    Reply

  13. Rebecca Brewer says

    I set the alarm on my phone to go off several times reminding of something important. Especially after I missed well child exams for my twins!

    Reply

  16. Rachel says

    I am always early!!!! I have clothes and accessories planned ahead, the husband is in charge of letting the dog out. We don’t have kids so that does make it easier. But we just always have everything ready to go, if possible the night before, so we aren’t running around last minute.

    Reply

  18. Abby Kraynick says

    I ALWAYS make sure every clock I own is set 30 minutes fast, this way I am USUALLY early for everything I need to do. Plus I try to get organized the night before, Mornings in my house are so stressful and if it wasn’t for my lists.. I would forget everything.

    Reply

  20. ALPA says

    i have learnt that late people always aim to arrive to the minute, leaving no room for contingency. Say you need to get to work at 9:00. You assume it takes exactly 12 minutes to get to work, so you leave at 8:48. If you miss one traffic light or have to run back inside to grab an umbrella, it becomes impossible to make it in on time. Don’t chance it. you should plan to be everywhere 15 minutes early. i always apply this strategy to never plan and it works always.

    Reply

  21. April Yedinak says

    I conquer lateness by marking the appointment time on my calendar as 15 minutes earlier than the appointment and then I always give myself 15 minutes extra drive time. Basically, I arrive everywhere about 20 minutes early instead of 10 minutes late.

    Reply

  22. whateveramber says

    For bills, I conquer lateness by paying all my bills at the beginning of the month (kind of necessary when you only get paid once a month). I also set calendar alerts for each bill the day before it’s due. That way, I can double check to make sure I didn’t forget to pay it at the beginning of the month.

    Reply

  24. Emily N. says

    I try to have a regular routine for recurring tasks so I’m consistent on when I pay things, when I leave the house, etc. so I’m not late.

    Reply

  26. Betty C says

    I make a lot of lists and often have several copies so I can mark things off whenever I think about it. I also have my bills scheduled on my computer so I don’t forget to pay them on time. Due to a portion of income from rental property it isn’t always in my bank account at the same time every month so automatic bill pay just doesn’t work for me.

    Reply

  29. Jean says

    I like to be on time or even a few minutes early, but I am notorious for getting lost, which often makes me late. I build extra travel time into my schedule to allow for getting lost, not finding parking, etc. I also use Google Maps to map my route if I’ve not been there before.

    Reply

  31. Wild Orchid says

    To conquer lateness, I use a daily planner to plan for important events and due dates.

    Thanks for the chance to win!
    wildorchid985 at gmail dot com

    Reply

  46. Tabathia B says

    I use my calendar on the phone and set reminders and I set my alarm clock to go off 15 minutes early

    tbarrettno1 at gmail dot com

    Reply

  49. Nicole Larsen says

    I put reminders on my phone one and two days ahead of time for events. I also leave the house 10 mins earlier than I should leave so that way in case I hit traffic or something comes up i’m still on time or early. My dad taught me it was always better to be early than late or on time!

    Reply

  56. Kerry says

    I always set a reminder on my phone to pay each bill that is due. I set it about a week ahead of the date suggested to mail on the bill. I have only been late once in all my years of having credit cards.

    Reply

  60. April G says

    I make a schedule, plan ahead, and get things ready the night before when possible! If it’s all ready to go, I’m more likely to be on time!

    Reply

  62. D Schmidt says

    My best tip for conquering lateness is preparing things the night before if you can! I lay out clothes, make lunches and even lay out my children’s breakfast bowls and spoons! For appointments I have a planner and always try to arrive 30 minutes early so if something happens like traffic I generally arrive on time!

    Reply

  63. Michelle Castagne says

    I try to conquer lateness by doing as many things the night before so I can be on time in the morning..

    Reply

  67. Claudia says

    I try to conquer my lateness however having a son with Autism it is not always possible to be in time on appointments, to try to conquer my lateness ,I set a schedule for the day and give my son rewards when he finish one task at a time, the reason of my lateness are unscheduled meltdowns ( cause by sensory overload and going to new places) , and when that happens , what I do is to let the meltdown run its curse , and be patience .

    Reply

  69. Jessie C. says

    I seriously dislike lateness so I set alarms whenever I need to attend events and I almost always arrive earlier than I need to.
    tcarolinep at gmail dot com

    Reply

  71. Rachel Beltz says

    I conquer my lateness / procrastination by setting out reminders. I find that schedulers don’t usually help me, so instead, I put sticky notes around my house with little reminders! It helps me a lot. (:

    Reply

  75. Susan P. says

    I am never late but I may delay leaving if there is no deadline to arrive. If I have to be somewhere on time, I arrange to be there early.

    Reply

  78. Lulubelle says

    If we are talking about lateness regarding paying bills, my simple solution is I pay them all the day I get paid. Since I can pay them all online now, I just take a chunk of time and pay everything at once.

    Regarding lateness for appts., I use an online calendar for work appts, but I’ve learned that if I don’t check it regularly (every morning or the day before), I can still forgot sometimes. In general it does a good job of helping me plan when to leave for appts., etc.
    Lulubelle recently posted..Super Nova Mystery Box #1 by JulepMy Profile

    Reply

  82. amybelle2001 says

    I conquer lateness by getting everything ready the night before. Having a game plan before I do anything helps me with lateness.

    Reply

  86. Janice Cooper says

    I always prepare my clothes the night before and set out anything additional- make-up pouch, tea cup, etc…I also use post-it notes to keep me organized.

    Reply

  90. Lisa Brown says

    Well, I am rarely late for anything. If I am, it is because of very bad traffic and not because I leave the house too late. Just have to make sure to leave plenty of time for driving.
    jslbrown_03 at yahoo dot com

    Reply

  94. Kelly D says

    I conquer lateness by setting my phone’s alarm and keeping lists of everything I need to get done, so I don’t get distracted. I always give myself extra time when possible, in case I get delayed.

    Reply

  96. katy says

    Oh, how I hate to be late. For appointments or meeting friends I always leave 10 minutes before I need to. I usually am super-early, but I use that time to catch up on e-mails or quick calls.

    For to-do lists and bills, my phone’s alarm system is my best friend. I use tons of alerts on the calendar, too. They have saved me countless missed dates!

    Reply

  98. Amanda C says

    I am chronically late to almost everything!! And I hate that habit! I set my clocks 20 minutes ahead to wake up. To avoid the mad dash out the door, I plan on being ready to head out 15 minutes earlier than necessary…. And then I actually leave at the necessary time. Sigh.

    Reply

  100. Sylvia says

    I’m usually always late (so embarrassing) but I try to get everything done ahead of time, like figure out what to wear, or make lunch for work.

    Reply

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