Fighting Lateness & Stress Head-on with Citi Simplicity & a Giveaway!

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Citi offers the Citi Simplicity card, which is the ONLY card that never charges late fees, a penalty rate or an annual fee, ever. When you consider credit card late fees typically start at $15 and can be as high as $35 per missed payment late payment fees can really add up, causing stress. Oh, you don't think stress can effect your beautiful self? Stress can lead to break outs, loss of beauty sleep, memory problems, anxiety, irritability (no one is beautiful when they're irritable)… the list is endless. You certainly don’t want to put yourself through any of that (especially the breaking out part… ack).I never used to be late, but now with a lot of commitments and projects on my plate in addition to my family (which always comes first) late is happening a lot more than I want it to. Since I’m already the late one, saving time is of the essence and I’ll take all the help I can get. With this card you also get the option of choosing your payment date. Every card needs to get on board with that. People wouldn’t forget their payment nearly as much if we had a standard date for knowing when our bills are due and let it coincide with when we get paid. If you get paid the 15th, awesome, because you can set up your payment to be due on the 16th or after. The choice is yours!I show a lot of high-end beauty product on this blog, and I clearly have a handbag fetish. Financially, it’s just smart to know where the deals are and also the best ways to save money. Because of this one of my favorite features from Citi is the Citi Price Rewind, which searches retailers’ sites for lower prices when you buy and register an eligible item with your Citi credit card. Save your credit card receipt each time you shop. If Citi finds your item at least $25 lower than what you paid within 30 calendar days, you can get the difference in price back, up to $250. The average refund is $80. That feature seriously blows my mind. I’m horrible at sale shopping and looking for deals, and to have a card to do that for me is a dream come true.There is also a convenient way to get deals with your Citi Simplicity card. Citi Easy Deals offers you access to great savings on over 200,000 offers - including gift cards, travel, brand name merchandise, restaurants, shops and more. This feature is accessible on your PC and also your mobile phone! All that jazz and you also get zero liability on unauthorized charges, no annual fee, no late fees and no penalty rate. Learn more at do you conquer lateness? I need your tips! Tell me in the comments below to enter yourself to win a 16GB tablet computer!! The Conquering Lateness Sweepstakes (“Sweepstakes”) is open to legal US Residents, age 18 or older. Void where prohibited. Sweepstakes ends 5pm (PST) on October 24, 2013. The Official Rules are availablehere. No purchase necessary.Only two entries per participating blog per household; if the same or substantially similar comment (as determined by the Sponsor in its sole discretion) is posted twice, it may only count as one Entry. Eligible persons may enter this Promotion by taking any of the following actions, each of which counts as one entry:1. Leave a comment in response to the Promotion prompt on this post.2. Tweet (public message) about this Promotion, including exactly the following unique term in your tweet message: “#SweepstakesEntry”; and leave the URL to that Tweet in a comment on this post.3. Blog about this Promotion (including a disclosure that you have received a sweepstakes entry in exchange for blogging about this Promotion), and leave the URL to that post in a comment on this post.4. To enter without commenting, follow this link, and provide your email address and your response to the Promotion prompt. Be sure to visit theCiti brand pageon where you can learn more about conquering lateness!

Everything is always busy, busy. We're short on time, we're short on money. If there were some way to save both time and money and not have to exert yourself in any way, you’d do it, right? Right.